Basic Elements of America's Health Care System
According to a world health report in the year 2000, the American Health care system came in at position 37 in the world. America's health care system is the most expensive in the world. The US spends more than its GDP on health care. America's health care is established upon the free market spirit. As a result, private individuals provide most of the health care in the US. Health insurance can either be purchased by an individual, provided for as a benefit by an employer or catered for by the government.
There are numerous benefits associated with America's Health care system. Since health care is based on the capitalist philosophy, citizens are at liberty to choose their preferred medical practitioners, hospitals and treatment.
Despite the fact that private institutions dominate most of the health care, the US government still has stakes in the health care system. The US government monitors the health care products and services in the US. For instance, no new drug is released to the US populace without the approval of the federal food and drug administration (FDA). Additionally, the National Institute of Health (NIH) sets the standards for medical research in the US.
The US health care system is also guarded through the scrutiny of private institutions. The American Medical Association is involved in testing, approval and certification of medical practitioners, doctors and specialists. The Association of American Medical Colleges is another private institution involved in accrediting US medical colleges.
The American health care system protects the patient through the Health Insurance Portability and Accountability Act (1996). According to the provisions in this act, an individual's health condition is privileged information and publicity of the same is an offense.
The US government does not tax health care. One of the reasons why health care is not taxed in the US is due to its high cost. Taxing would lead the government to neglect major institutions such as education and infrastructure to cater for health. Americans either foot the bills for their health care or have their employers cover health costs. A small majority of Americans receive free health care from the government.
Free health care refers to the government's involvement in providing basic health care to its citizens. In such an arrangement, citizens are only legible to a small fee while the government or private institutions cover the rest of the expenses. The US government offers free health care to poor citizens, children and the elderly. Medicare is a federal health care system meant to cater for the elderly and disabled persons. Medic aid program assists low income earners while the Children's Health Insurance Program (CHIP) caters for uninsured children. The Affordable care Act is another program where children and youth are covered under their parents/guardians insurance until they are 26 years old.
Although a fraction of US citizens have access to the free health care system, the US health care system is far from sufficient. In 2010, President Barrack Obama championed the health care reform bill. This bill has subsidized health insurance for the poor and authorized employers with over 50 employees to offer health insurance benefits. This major stride leaves a lot of hope for the American health care system